Once you have finalised the house, you need to examine the title documents. Here we would like to clarify that even if a Municipal Corporation has approved the building plans, it does not necessarily mean that the Title to the land is clear and marketable. There is a distinction between owning land and the same having a clear title. For e.g., a person may own the land, but he may have hypotheticated the land / flat to a bank / financial institution. In this event while he is clearly the owner, the title to the property is not clear and marketable as the financial institution has a charge on the said property and accordingly it is only with the permission of the financial institution that the property can be sold or otherwise disposed of. The title certificate is best obtained by relying on a reputable solicitor. The solicitor concerned would go through a whole host of documents and provide you with a certificate. Almost all developers especially reputable developers choose a good solicitor to assure you that the title of the property they are selling is clear and marketable.